Isilumelo
Kwezezimali, Isilumelo siyingxenye yobunikazi empahleni, okuyisona esingase sifakwe ngaphansi kwezikweletu noma ezinye izimelo . Lapho isilumelo silinganiselwa izinjongo zokudandanisa, kususwa izimelo enanini lengcebo ephethwe. Ngokwesibonelo, uma othile enemoto ebiza izi-R24,000 futhi ekweleta izi-R10,000 emalini ebolekiwe esetshenziselwa ukuthenga imoto, umehluko wezi-R14,000 uyisilumelo sakhe emotweni. Isilumelo singasebenza nakuleyo ngcebo eyodwa, njengemoto noma indlu, noma kuwo wonke umhwebo. Umhwebo okudingeka uqale noma unwebe ukugidinga kwawo ungathengisa isilumelo sawo ukuze uqoqe imali engeke ibuyiselwe.
Uma izimelo ezinanyathiselwe nengcebo zeqa inani layo, umehluko ubizwa ngokuthi ukusilela. Kwezezimali zikahulumeni noma ezinhlanganweni ezingenzi nzuzo, isilumelo saziwa ngokuthi isamba sengcebo.