Ozow
I-Ozow ngaphambilini eyaziwa ngokuthi i-i-Pay, iyisiqalo se- fintech esizinze eNingizimu Afrika.
Le nkampani ihlinzeka ngezinsizakalo zokukhokha nge-inthanethi kubantu baseNingizimu Afrika yonkana i- Afrika.
Umlando[hlela | Hlela umthombo]
Isungulwe ngo-2014 i-Ozow inendlunkulu eGoli naseKapa, eNingizimu Afrika. Inkampani yethulwe ekupheleni kuka-2016.Yasungulwa ngokuhlanganyela nguThomas Pays, Mitchan Adams kanye noLyle Eckstein.I-Ozow isungule futhi njengamanje isebenzisa isango lokukhokha le-inthanethi elizenzakalelayo le-Electronic Funds Transfer (EFT) eNingizimu Afrika naseNamibia .
I-Ozow ifinyeleleka yibo bonke abanephrofayela yasebhange ye-inthanethi futhi ivumela izinkokhelo ezisheshayo kuwo wonke amadivayisi ahlakaniphile eselula nawedeskithophu.NgoMashi 5, 2020 inkampani yaphula ingqophamlando ka-R10 billion ekuhwebeni okusetshenziwe.
Phakathi nobhubhane lwe-COVID-19 inkampani yahlangabezana nesidingo esikhulu sezinsizakalo zayo njengoba abantu abaningi babefuna ukuthenga igilosa yabo ku-inthanethi.
NgoSepthemba 2020 ngo- Black Friday inkampani yalungisa u-R1 bhiliyoni ekuthengiseni ngalolu suku. Inkokhelo eyodwa enkulu kunazo zonke ecutshunguliwe yayingu-R500 000.
Ubunikazi[hlela | Hlela umthombo]
Abatshalizimali abakhulu e-Ozow bahlanganisa iKalon Venture Partners, Vunani Capital kanye neBuffshelfco 33 (Pty) Ltd.
Amasevisi[hlela | Hlela umthombo]
Le nkampani inikeza abathengi izinsizakalo zamahhala zamakhadi lapho bethola khona ukufinyelela kuma-akhawunti abo besebenzisa ibhange le-inthanethi.I-Ozow isebenzisa isango lokukhokha ukuze inikeze amakhasimende izinkokhelo.Akukho ukubhaliswa okudingekayo futhi konke amakhasimende akudingayo iphrofayela yasebhange ye-inthanethi. Amakhasimende akhokha nge-Ozow akhokhela umthengisi kuphela.Azikho ezinye izinkokhelo.
Azikho izimbuyiselo ezikhokhiswayo ezinkokhelweni.Abathengisi bathola izinkokhelo ngokuqondile ebhange lekhasimende noma kuma-akhawunti esikweletu.Amakhadi esikweletu awadingeki.Abathengisi futhi bathola izaziso zemisebenzi.
Le nkampani ihlinzeka ngamabhizinisi e-inthanethi, ama- NGO kanye Nezinhlangano Ezingenzi Nzuzo ezisebenza ngaphansi kwesigidi sezigidi zamarandi ezinkokhelweni zanyanga zonke ezingabizi mali yokucubungula izinyanga eziyi-12.
NgoSepthemba 2020 inkampani yakhulula i-Ozapp uhlelo lokusebenza lwewebhu oluvumela amakhasimende ane-akhawunti yasebhange noma indawo ye-e-Wallet ukuthi asebenze ngaphandle kwekhadi esebenzisa inkokhelo yekhodi ye-QR.Inkampani iphinde yakhipha i-Ozow PIN eyenza kube lula ukuthengiselana kwe-nEFT isebenzisa inqubo yokukhokha enezinyathelo ezine.
Ubuchwepheshe[hlela | Hlela umthombo]
U-Ozow uqinisekiswe yi-Thawte.I-Ozow ihlinzeka ngengqalasizinda yenethiwekhi yokucubungula izinkokhelo ze-inthanethi zabathengisi namakhasimende.
Ukulawula[hlela | Hlela umthombo]
U-Ozow ubhaliswe njengo-Systems Operator kanye Nomhlinzeki Wenkokhelo Ovela eceleni ne-Payments Association of South Africa (''PASA'').I-Ozow isebenzisa izindinganiso zokuphepha ze-PCI DSS kuplathifomu yayo ye-EFT ezenzakalelayo.NgoNovemba 2018, u-Ozow wamenywa emhlanganweni we-PASA EPC Risk Subcommittee, usihlalo wayo u-Vinu Thomas, ukuzodingida amazinga afanelekile angase ashaywe yi-PASA kanye ne- South African Reserve Bank (SARB) ukuze kuncishiswe ubungozi obuhlobene nokukhuhla isikrini.
I-PASA ihlonze u-Ozow njengomhlinzeki wesevisi we-EFT ozenzakalelayo lapho i-PASA ingakwazi ukusebenzelana naye ukuze yakhe izinqubo ezingcono kakhulu mayelana nalokhu.Umbono we-PASA wawuwukuthi amazinga e-PCI DSS angasetshenziswa njengesisekelo samazinga okuphepha ezikhungweni ezizibandakanya ekukhunjweni kwesikrini, ngezithuthukisi ezengeziwe ze-EFT-specific (ezokwaziwa nge-PCI DSS+).